20 dollars? That is 106 kroner by today's exchange rate. Except that I will probably have to pay about 60 kroner in exchange fee. So for the 46 kroner that is left I can buy a big plate of chocolate (24 kroner; frivolous), a newspaper (15 kroner; own choice) and a pencil (3 kroner; practical) so I could do the crossword while eating chocolate. Then I have 4 kroner left. I'll put them in my piggy bank.

In other news I talked to the bank yesterday and have a loan limit on about 1,4 million kroner - about 260000 dollars/178000 euro. Now I only have to find a flat...